Built For Liquor & Convenience Stores
Find Funding for Your Store,Honestly.
Tell us your sales, time in business, and what the money is for. We match your liquor store or convenience store to funders and show the real dollars you would pay back.
Free, no hard credit pull, about 3 minutes. Or see the true cost first.
See your options with no hard credit pull and no obligation. Final terms come from the funding partner.
Wayfind is an independent referral broker, not a lender, and may receive compensation from lending partners.
A factor rate is not an APR. The fee is fixed and does not shrink if you repay early.
An illustrative example at pricing common for liquor & convenience stores, never an offer. Funders set real terms; we show you their math this plainly before you decide.
◆Been Told No Already?
A shrinking POS offer is not the whole story
If Square or Clover offered you less than you needed, or the offer shrank the week you went to take it, that is not a verdict on your business. POS capital offers are triggered by card volume, and a cash-heavy store looks artificially small to a processor that only sees swipes. Independent funders underwrite from your bank statements, which capture cash deposits, store tenure, and the real health of the business. Bring real statements and the full picture works in your favor.
Free, no hard credit pull, about 3 minutes.
◆What The Money Is For
Funding for the way stores actually run
Empty shelf facings are lost sales, period. From holiday stock-ups to a second store, we match you to the right kind of money and show the real cost before you commit.
HOLIDAY INVENTORY
Stock Up Before the Q4 Rush
October and November eat every dollar of cash. Buy holiday inventory in bulk at case discounts before the rush, not after the shelf facing goes empty.
DISTRIBUTOR TERMS
Cover COD Invoices
Distributors want COD or 15-day terms, and the register cannot always float it. Working capital keeps the truck unloading and the shelves full.
EQUIPMENT
Replace Coolers & Refrigeration
A dead compressor quote can equal a month of profit. Finance coolers, refrigeration, and shelving with the real cost shown up front.
ACQUISITION CAPITAL
Buy Out a Partner or a Second Store
When the bank wants the building as collateral and the seller wants to close, acquisition capital can bridge the gap. We show the full repayment in dollars first.
NEW REVENUE LINES
Add Lottery, Vape, or Food Service
New lines mean new equipment, permits, and stock before the first sale rings. Capital to launch what your customers keep asking for.
UNPLANNED COSTS
Handle Emergency Repairs
A failed walk-in on a July weekend cannot wait for a bank committee. Funding to fix it fast, with no surprises about what it costs.
◆Straight Answers
Questions owners actually ask
Free to you. No hard credit pull. We are a broker, not a lender, and the calculator shows real dollars.
Does selling alcohol make financing harder to get?
No. Independent funders work with liquor stores, convenience stores, and grocery operations all the time, though a few cap how much of your revenue can come from alcohol, so the right match matters. Finding that fit is exactly what Wayfind does for free, and the funding partner confirms final terms at signing.
Most of my sales are cash. Will that hurt my offer?
Only if it stays invisible. POS lenders that see card volume alone will lowball a cash-heavy store. Independent funders underwrite from bank statements, so cash you deposit counts. The honest move is simple: deposit your cash, send real statements, and let the full revenue picture speak. Edited or inflated statements end deals and can end future options too.
When is an advance the wrong move for a store?
When the repayment eats margin you do not have. An advance makes sense for inventory that turns fast, a repair that restores sales, or a stock-up with a clear payback. It is usually the wrong tool for buying the building, refinancing old debt, or covering losses with no turnaround plan. In those cases an SBA loan or bank financing, slower but cheaper, is the better path, and we will say so.
What does Wayfind cost, and is there a hard credit pull?
Wayfind is free to your store. Funding partners pay us, and that never changes your price. Seeing your options does not require a hard credit pull. If you move forward with a partner, that partner reviews, approves, sets terms, and funds.
More detail in our guides and the true cost calculator.
◆Get Started
See your store's options, honestly
Free to your store, no hard credit pull, no obligation. Wayfind matches you to a funding partner. The partner, not Wayfind, reviews, approves, sets terms, and funds.
See My Funding OptionsWe currently serve businesses in Florida, Georgia, Illinois, Ohio, Arizona, Nevada, and Colorado.
Wayfind is an independent referral broker, not a lender, and may receive compensation from lending partners.